Afterpay / Zip Alternatives? Is it worth it?

Starting a new store next week. Have not used one of the gateways, or anything of the like before. I’m confident you’d see an increase in CR offering them.

1. Does anyone know of/use a gateway like Afterpay that accepts brand new stores, with no history or current sales?

2. Because the new store wouldn’t be using a completely well known buy now, pay later service, do you think it defeats the purpose?

Average sale will be around $120-150.

Thanks for the advice