My Starting Over Story: I Cashed Out My 401(k) to Start a Business—And Save My Family

Portrait of Carl Churchill collaged over a layout of coffee bags from his brand Alpha CoffeeWhen the 2008 financial recession hit, US Army vet Carl Churchill and his family lived on dwindling emergency savings, selling their possessions to stay afloat. Then, he and his wife, Lori, cashed out their 401(k) to launch Alpha Coffee. This is Carl’s starting over story, in his own words.


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